Mortgage Blog
Mortgage Renewals in Early 2025 – Where Might Rates End Up?
May 4, 2025 | Posted by: Sarabjit Dhuna
A friendly guide for Canadian homeowners who are about to renegotiate one of the biggest contracts of their lives. Introduction - Why Everyone Is Talking About 2025 Renewals If your mortgage is co ...
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How to utilize most of the home equity?
May 1, 2025 | Posted by: Sarabjit Dhuna
Making the most of your home equity means leveraging the value you’ve built up in your home to improve your financial situation or achieve other goals. Here are the main ways to do that: 1. Hom ...
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April 16 - 2025 - Bank of Canada holds policy rate at 2.75%
April 16, 2025 | Posted by: Sarabjit Dhuna
The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. The major shift in direction of US trade policy a ...
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What is Commercial Mortgage and how to get it?
April 15, 2025 | Posted by: Sarabjit Dhuna
What Is a Commercial Mortgage and How to Get One? If you're a business owner or investor looking to purchase commercial property, you've likely come across the term commercial mortgage. It might so ...
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Tariffs and Their Effect on Interest Rates: What Canadian Homeowners Should Know
April 5, 2025 | Posted by: Sarabjit Dhuna
You might be surprised to learn how tariffs-taxes on imported goods-can affect your mortgage or home-buying plans. Tariffs can indirectly influence interest rates, which impacts mortgage payments and ...
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What credit score you need to get lower mortgage rates?
April 1, 2025 | Posted by: Sarabjit Dhuna
In Canada, your credit score plays a crucial role in determining the mortgage rate you qualify for. Here’s a general breakdown: Ideal Credit Scores for Lower Mortgage Rates: ✅ Excellent ...
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We are Partnering With SickKids Foundation
April 1, 2025 | Posted by: Sarabjit Dhuna
We are Very happy to announce the partnership with SickKids Foundation. We will be Donating Some of percentage of the commision to SickKids Foundation after Closing each mortgage Deals. It is Always B ...
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Pros & Cons of Paying Off Your Mortgage Before Retirement
March 27, 2025 | Posted by: Sarabjit Dhuna
If retirement is approaching, you may be considering whether it's wise to pay off your mortgage early. As with many significant financial decisions, there isn't a one-size-fits-all answer. However, un ...
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Tips to get Better Mortgage Renewal Rates
March 27, 2025 | Posted by: Sarabjit Dhuna
Negotiating your mortgage renewal in Canada can save you money in the long run. Here are some tips to help you get the best deal: 1. Start Early Don’t wait until the last minute. Mortgage ...
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How Can I buy Home with bad Credit?
March 27, 2025 | Posted by: Sarabjit Dhuna
Buying a home with bad credit in Canada can be challenging, but it’s not impossible. Here are some strategies you can consider to increase your chances of securing a mortgage: 1. Save for a Lar ...
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