Mortgage Blog

Mortgage For self Employed

Mortgage For self Employed

April 18, 2024 | Posted by: Sarabjit Dhuna

If you are self employed and thinking about getting mortgage for home? Mortgage application process can be complicated and lengthy. However, its possible to get mortgage at best lending rates. There a ...

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 Timeline for Mortgage Approval

Timeline for Mortgage Approval

April 16, 2024 | Posted by: Sarabjit Dhuna

Timeline for Mortgage approval can depend on many factors like efficiency of Lender, fluctuation of market, choice of lender etc. In addition, timeline can be few days to few weeks. Sometime potential ...

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Paying off your mortgage early - The Pros and Cons

Paying off your mortgage early - The Pros and Cons

April 10, 2024 | Posted by: Sarabjit Dhuna

Certainly! Paying off your mortgage early is a significant financial decision that many Canadians grapple with. It can be an appealing goal, offering both financial freedom and peace of mind. That sai ...

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April 10-2024 - Bank of Canada maintains policy rate, continues quantitative tightening

April 10-2024 - Bank of Canada maintains policy rate, continues quantitative tightening

April 10, 2024 | Posted by: Sarabjit Dhuna

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5¼% and the deposit rate at 5%. The Bank is continuing its policy of quantitative tightening. The Bank ...

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All About HELOC

All About HELOC

March 28, 2024 | Posted by: Sarabjit Dhuna

HELOC (Home equity line of credit) is revolving secured loan using your home as collateral. HELOC is usually use for debt consolidation, home renovation and emergency funds. HELOC is good compared to ...

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The Impact of Canadian Economic Trends on Mortgage Rates: What You Need to Know

The Impact of Canadian Economic Trends on Mortgage Rates: What You Need to Know

March 27, 2024 | Posted by: Sarabjit Dhuna

Navigating the world of mortgages can sometimes feel like trying to predict the weather in Canada: just when you think you've got it figured out, things change. But unlike the weather, understanding ...

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How To Improve LTV (Loan to Value) ratio

How To Improve LTV (Loan to Value) ratio

March 26, 2024 | Posted by: Sarabjit Dhuna

First of all, What is LTV(loan to Value)? In simple words, LTV is ratio of the amount of the mortgage in your property to appraised value of that house. Lenders use this metrics to asses the risk asso ...

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Unlocking the Door to Home Ownership: Simple Tips to Boost Your Credit Score

Unlocking the Door to Home Ownership: Simple Tips to Boost Your Credit Score

March 20, 2024 | Posted by: Sarabjit Dhuna

Hello, homebuyers and financial enthusiasts! Today, we're diving into a topic that's as crucial as it is misunderstood: your credit score. Think of your credit score like a key. The higher it is, the ...

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How to save on your Mortgage

How to save on your Mortgage

March 19, 2024 | Posted by: Sarabjit Dhuna

It's better from the start that you get the best and lowest rate possible so you can save thousands of dollars. We have access to lenders who can give you the lowest rate possible. If you are look ...

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Recommendation for First home Buyer

Recommendation for First home Buyer

March 19, 2024 | Posted by: Sarabjit Dhuna

Finding first home is always exciting and at same time complicated or complex. From finding a home to mortgage closing is lengthy and complex process. We will give you some recommendations for your ...

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